Who is the Financial Ombudsman Service?
Who is the Financial Ombudsman Service?
Complaints can be made to NewDay, the lender.
NewDay Ltd is a member of the Finance and Leasing Association (FLA) and is bound by their Lending Code. Copies of the FLA’s Lending Code can be obtained from www.fla.org.uk.
When we receive your complaint, we promise to:
Update you regularly about your complaint (please make sure we have your most up-to-date mobile number so we can do this)
Let you know within five days that we’ve received your complaint, if it hasn’t already been resolved
For complaints relating to making payments and transactions, try our best to resolve your complaint within 15 working days from the date when we receive it. In exceptional circumstances it may take up to 35 working days, but we’ll let you know if this is the case
For all other complaints, write to you within four weeks if we haven’t managed to resolve your complaint
Try our best to deal with your complaint within eight weeks. If we need more time, we’ll let you know
We always aim to resolve your complaint. However, if you feel we haven’t done this, please let us know so we can understand if there is anything more we can do. You can contact us using any of the ways listed above.
If you haven’t received a reply from us within the timescale we promised, or if you’ve received it and you’re still unhappy, you have the right to refer your complaint to the Financial Ombudsman Service. You have six months from the date of our final response or from the deadline when you should have received it to do this.
Please see timescales below:
35 working days for complaints relating to making payments and transactions
Eight weeks for all other complaints
The Financial Ombudsman Service (Ombudsman Service) is an external body that plays a key role in the complaints process. The Financial Ombudsman is an impartial and independent organisation formed to help settle individual disputes between consumers and financial services businesses without taking sides.
The Financial Ombudsman Service can only investigate your complaint if:
You have already tried to resolve it with us first
It relates to making payments or transactions and you raised it more than 35 working days ago, or it’s another type of complaint and you raised it more than eight weeks ago
You can contact the Financial Ombudsman in the following ways:
Email: complaint.info@financial-ombudsman.org.uk
Financial Ombudsman Service,
Exchange Tower
London,
E14 9SR
0800 023 4567
Free for people phoning from a ‘fixed line’ (for example, a landline at home)
0300 123 9123
Free for mobile phone users who pay a monthly charge for calls to numbers starting with 01 or 2 number cost no more than calls to 01 and 02 numbers.
Further details about the Financial Ombudsman Service will be given with our final decision letter.
John Lewis plc is a credit broker and not a lender, introducing the Partnership Credit Card under exclusive arrangements with the lender NewDay Ltd.
John Lewis Money is a trading name of John Lewis plc, registered in England with company number 233462, registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. Authorised and regulated by the Financial Conduct Authority (FRN 724309). Credit is provided by NewDay Ltd, a company registered in England and Wales with registered number 7297722, registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority with number 690292 and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (Ref no: 555318) for the provision of payment services.