Home Contents insurance
We can’t give you a new quote at the moment
We’re busy making some changes.
Existing customers - your policy remains the same
We’ll let you know about any changes when it’s time to renew.
Contents insurance explained
What is contents insurance?
Contents insurance covers the things you own inside your home - from furniture and electronics to clothing and personal items.
Why do I need it?
If your belongings are damaged, destroyed or stolen, replacing them can be expensive. Contents insurance helps you repair or replace your items, so an unexpected event doesn’t turn into a financial burden.
Examples of what it can cover
Your sofa, TV or laptop damaged by a leak or flood
Clothes, jewellery or gadgets stolen during a break-in
Furniture or belongings destroyed by a fire
Accidental damage, like spilling paint on a carpet (if included in your policy)
Typical policy extensions
Extended accidental damage
This covers unforeseen and unintentional damage to your contents, such as red wine on your sofa.
Bicycle cover
Bicycle cover means you don’t need to worry about loss, damage or theft while at home or out and about.
Student cover
Cover your family’s possessions while they’re studying and living away from home.
Personal possessions cover
Keep your possessions covered when you take them outside the home - including abroad. From leaving your laptop on the train to losing your watch in the sea.
Policy documents for existing customers
To check your policy documents for cover details, sign in to your account . For any other queries, please visit our help hub.
Gold, Silver and Bronze policies
Essential, Plus, Premier and Premier Select policies
Specialist Home policies
Unique homes and contents need unique cover
We also offer specialist insurance with our partner, Covéa Insurance for homes built before 1800 or with seven or more bedrooms
Cover for listed properties, second homes, unusual constructions, high-value art, antiques and more
Speak with an underwriting expert on 0800 916 6880. Calls may be recorded or monitored
John Lewis Money, John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc.
Munich Re Digital Partners
John Lewis plc is an appointed representative (firm reference number: 416011) of Munich Re Digital Partners Limited, which is authorised and regulated by the Financial Conduct Authority to carry out insurance distribution activities (firm reference number: 804106). Registered office: 1 Fen Court, London EC3M 5BN. Registered in England and Wales (company number 10207490).
John Lewis Home Insurance is underwritten by Great Lakes Insurance UK Limited (company number: 13436330). Registered office: 1 Fen Court, London EC3M 5BN. Registered in England and Wales. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 955859).
Covéa - our Specialist Home Insurance cover
John Lewis plc is an appointed representative (firm reference number: 416011) of Covea Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).
John Lewis Specialist Home Insurance is underwritten by Covea Insurance plc (company number: 613259). Registered office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales.