When taking out contents insurance, you’ll need to provide the cost of the possessions inside your house. To do this, you should add up the value of all your contents. This includes furniture, appliances, electronics, clothing and anything else you would take with you if you moved house.

It’s important you provide the right amount when getting your quote. If you don’t factor in all of your contents, you may end up underinsured.

How do I work out how much contents insurance I need?

Luckily, you can use our contents calculator to ensure you’ve correctly calculated the right value. Simply follow the steps below.

1. Scroll down and fill in the value of your item in each field
2. Ignore items you do not own
3. Your total contents estimate will then be calculated for you

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

John Lewis Money, John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc.

Munich Re Digital Partners - our Bronze / Silver / Gold insurance cover
John Lewis Home Insurance is provided by Munich Re Digital Partners Limited (company number: 10207490). Registered office: 1 Fen Court, London, England, EC3M 5BN. Registered in England and Wales.

John Lewis plc is an appointed representative (firm reference number: 416011) of Munich Re Digital Partners Limited, which is authorised and regulated by the Financial Conduct Authority to carry out insurance distribution activities (firm reference number: 804106).

Covéa - our Specialist Home Insurance cover
John Lewis Specialist Home Insurance is underwritten by Covéa Insurance plc (company number: 613259). Registered office: A&B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales.

John Lewis plc is an appointed representative (firm reference number: 416011) of Covéa Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).

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