Click here to see full benefit table
Click here to see full benefit table
Why we love labradors
Labradors (or Labrador Retrievers) are a traditional family pet. They typically have a friendly and outgoing personality meaning they often bond well with their owners and other dogs.
A common choice for guide dogs and search and rescue animals
Originally found in Newfoundland, Canada as a fisherman’s companion
They’re born with ‘otter tails’ and slightly webbed feet that help them power through the water
Labrador facts
| Lifespan | 10 - 12 years |
| Average price | £1,107.73 |
| Size | Medium to large (21 - 24 inches) |
| Weight | 25 - 38kg |
| Colours | Yellow, black, chocolate |
| Coat and grooming | Short, coarse fur that requires regular brushing but only needs to be groomed several times a year |
| Personality | Affectionate, friendly, intelligent and kind-natured |
| Exercise frequency | Two hours per day |
Common health problems for labradors
Every dog is different, but when it comes to labradors, there are a few health issues that do appear frequently across the breed. We hope that your furry companion doesn’t experience any of these conditions, but when looking after a labrador, it can be smart to know what health issues might develop so you can catch them early. This list is not exhaustive, and any concerns you have for your pet's health should always be raised with a vet.
What does John Lewis Pet Insurance include?
Pet insurance could give you peace of mind should your labrador become unwell. John Lewis Pet Insurance offers six different vet fee cover levels, ranging from £2,000 - £12,000 per year.
Our pet insurance includes:
Annual Online Health Checks
From home, or wherever you choose, you can hold an annual consultation with a vet expert at vetfone™. It’s a convenient service that complements your normal vet check-ups. The vet experts can help you spot any potential health issues with your pet.
Learn more about annual health checks
Lifetime cover
If your pet develops a long-term illness, there’s no limit to how long you can claim for their treatment. As long as you renew and there's no break in cover, you can continue to claim.
Learn about lifetime cover
24/7 vetfone™ helpline
Got a question about your pet's health or behaviour? For expert advice call the vetfone™ helpline. It comes as part of your policy and you can use the service as often as you want.
Read more about vetfone™
Dental treatment
John Lewis comprehensive Pet Insurance provides cover for accidental dental care and illness. This includes tooth decay, gum disease and post-illness teeth removal.¹
If you are an existing customer, check your policy document to see if this benefit is included.
| Vet fees - treatment limit per year | Up to chosen vet fee limit |
| Lifetime cover2 | ✔ |
| vetfoneTM helpline - 24 hour advice from veterinary nurses | ✔ |
| Behavioural treatment3 | up to £300 |
| Treatment food3 | up to £300 |
| Complementary treatment - such as physiotherapy3 | up to £1,500 |
| Third party liability (dogs only) | up to £2m |
| Boarding kennel and cattery fees | up to £1,500 |
| Dental cover1 | Up to chosen vet fee limit |
| Lost or stolen | up to £1,500 |
| Multi-pet discount | 10% |
What's not included with John Lewis Pet Insurance?
Treatment for any pre-existing medical conditions
Vet fees following an accident in the first 48 hours of your cover start date
Changes to your pet's health or behaviour in the first 14 days of your cover start date
Pet Insurance with six levels of vet fee cover
We understand that every owner’s situation is different. But this shouldn’t affect the quality of care for your pet. You can choose a level of vet fee cover that suits your pet's needs when you get a quote. Whatever level you choose, you will still receive the full range of benefits.
There are six levels of vet fee cover options available:
Plus, there are multiple excess options to suit your budget. This can help reduce your premium costs without any loss of cover:
- Increase your excess on claims you can choose an excess fee (ranging from £60 to £500) to pay each time you claim. By paying more when you claim, it enables us to bring your annual premium down.
- Contribute to your vet fees - if your pet is under nine years old, there is a voluntary option to pay 10% or 20% of the vet treatment costs. This is in addition to your chosen excess amount and it can reduce the cost of your premium payments.
Looking for insurance for your labrador?
Pet insurance could give you peace of mind if your furry companion were to become unwell. John Lewis Pet Insurance offers six different vet fee cover levels, ranging from £2,000 - £12,000 per year.
Common questions about labradors
Yes, even though labradors tend to have short fur, they do shed often. To help reduce the amount of loose hair you find around your home, you should regularly brush your lab.
Labradors tend to be fully grown around 12 months old, but in some cases, they can keep maturing up to their second birthday.
Labradors are a smart breed, so can respond well to training, however, they are full of energy, so need to be exercised frequently to prevent boredom from interfering with their training.
This article is for promotion or information purposes only. You must not rely on it for advice.
Pet breed guides
Pet Insurance through John Lewis is subject to eligibility. Terms and conditions apply.
The data in this article is provided by RSA.
¹For dental care up to your chosen vet fee limit we will pay;
1. For teeth or gums damaged in an accident,
2. If an underlying illness causes tooth decay or gum disease, or
3. To remove teeth as treatment of an illness which is not gum disease or tooth decay.
If your pet has a dental check every 12 months: once it has had its first check and your vet has done any necessary work, additionally we will pay;
1. If your pet suffers from tooth decay or gum disease before the next 12 month check.
2. If tooth decay or gum disease is found at the time of the next check.
2As long as you renew your policy with us and there is no break in cover
3Cover forms part of vet fees
John Lewis Money, John Lewis Finance and John Lewis Insurance are trading names of John Lewis plc.
John Lewis plc is an appointed representative (firm reference number: 416011) of Royal & Sun Alliance Insurance Ltd.
John Lewis Pet Insurance is underwritten by Royal & Sun Alliance Insurance Ltd (company number: 93792). Registered in England and Wales. Registered office: St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202323).
vetfone is provided by Vetsdirect Ltd. Vetsdirect Ltd is not authorised and regulated by the Financial Conduct Authority.
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